Terms and Conditions

1. Acceptance of Terms

By creating an account, requesting access, or otherwise using any part of the Service, you confirm that you have read, understood, and agree to be bound by these Terms, along with our Privacy Policy. Credhanix GPT reserves the right to update or modify these Terms at any time, and continued use of the Service after such changes constitutes acceptance of the revised Terms.

2. Description of Service

Credhanix GPT provides AI-driven data analysis, risk-adjusted allocation modelling, and daily reporting related to digital asset portfolios. The Service is informational and analytical in nature. It does not constitute financial, investment, tax, or legal advice, and nothing presented through the Service should be construed as a recommendation to buy, sell, or hold any particular asset.

3. Eligibility

You must be at least the age of majority in your jurisdiction of residence to use the Service. By using the Service, you represent and warrant that you meet this requirement and that you have the legal capacity to enter into these Terms.

4. Account Responsibilities

If access to the Service requires registration, you are responsible for maintaining the confidentiality of your login credentials and for all activity that occurs under your account. You agree to notify Credhanix GPT promptly of any unauthorized use of your account or any other breach of security.

5. No Investment Advice

All outputs, reports, allocations, and analyses provided by Credhanix GPT are generated through automated, model-based processes and are intended for informational purposes only. Credhanix GPT is not a registered investment adviser, broker-dealer, or financial institution, and does not manage client funds directly through this Service. You are solely responsible for any decisions made based on information obtained through the Service, and you should consult with a qualified professional advisor before making financial decisions.

6. Assumption of Risk

Digital assets are highly volatile and involve significant risk, including the potential loss of principal. Past performance of any model, allocation strategy, or report is not indicative of future results. You acknowledge and accept these risks as a condition of using the Service.

7. Intellectual Property

All content, software, models, designs, text, graphics, and other materials made available through the Service are the property of Credhanix GPT or its licensors and are protected by applicable intellectual property laws. You may not copy, reproduce, distribute, or create derivative works from any part of the Service without prior written consent.

8. Acceptable Use

You agree not to use the Service for any unlawful purpose, to reverse-engineer or attempt to extract the underlying models or source code, to interfere with the normal operation of the Service, or to misrepresent your identity or affiliation when accessing the Service.

9. Fees and Payments

Where applicable, fees for access to the Service will be communicated at the time of request or subscription. All fees are subject to change with reasonable notice. Unless otherwise stated, fees are non-refundable except as required by applicable law.

10. Third-Party Services

The Service may reference, link to, or integrate with third-party platforms, exchanges, or data providers. Credhanix GPT does not control and is not responsible for the content, accuracy, or availability of any third-party service, and your use of such services is at your own risk and subject to their respective terms.

11. Disclaimer of Warranties

The Service is provided on an "as is" and "as available" basis, without warranties of any kind, whether express or implied, including but not limited to warranties of merchantability, fitness for a particular purpose, accuracy, or non-infringement. Credhanix GPT does not warrant that the Service will be uninterrupted, error-free, or free of harmful components.

12. Limitation of Liability

To the fullest extent permitted by applicable law, Credhanix GPT, its affiliates, officers, employees, and agents shall not be liable for any indirect, incidental, special, consequential, or punitive damages, or any loss of profits, revenue, or data, arising out of or in connection with your use of, or inability to use, the Service, even if advised of the possibility of such damages.

13. Indemnification

You agree to indemnify and hold harmless Credhanix GPT and its affiliates from and against any claims, liabilities, damages, losses, and expenses, including reasonable legal fees, arising out of or in any way connected with your access to or use of the Service, or your violation of these Terms.

14. Termination

Credhanix GPT reserves the right to suspend or terminate your access to the Service at any time, with or without notice, for conduct that Credhanix GPT believes violates these Terms or is otherwise harmful to other users or to Credhanix GPT. You may discontinue use of the Service at any time.

15. Governing Law

These Terms shall be governed by and construed in accordance with the laws applicable in the jurisdiction in which Credhanix GPT operates, without regard to conflict-of-law principles. Any disputes arising under these Terms shall be subject to the exclusive jurisdiction of the competent courts of that jurisdiction, unless otherwise required by applicable law.

16. Severability

If any provision of these Terms is found to be unenforceable or invalid under applicable law, such provision shall be modified and interpreted to accomplish the objectives of the original provision to the greatest extent possible, and the remaining provisions shall continue in full force and effect.

17. Changes to These Terms

Credhanix GPT may revise these Terms from time to time. Material changes will be reflected by an updated revision date on this page. It is your responsibility to review these Terms periodically. Continued use of the Service after changes are posted constitutes your acceptance of the updated Terms.

18. Contact

If you have questions about these Terms, please reach out through the contact channels listed on our Contact page.

Last updated: this page should be reviewed and updated with a specific revision date before publication.